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  • Your Home
  • Employee HomeOwnership
  • Careers
  • Employee Home Portal

Introducing the Employee Homeownership Assistance Program®

The Employee Homeownership Assistance Program®—a proprietary initiative built on the principles of clarity, education, and service.

 The Employee Homeownership Assistance Program® is a proprietary, education-first benefit designed with your needs—not sales—in mind. Built on the principles of clarity, guidance, and genuine service, this program empowers you to make smart, stress-free home-buying decisions—with no pressure, no hidden agenda, and no cost to you. It’s about supporting your financial wellness, not selling you something. 

Illustration of an employee receiving real estate guidance and savings through the E.H.A.P ®

What is the Employee Homeownership Assistance Program®?

 It’s a new way to think about benefits—an entirely voluntary real estate benefit and financial service centered on education and clarity, all at no cost to the employer. 

Image showing Ray developing the E.H.A.P® to support homebuyers and promote financial wellness

Why was it created?

 The Employee Homeownership Assistance Program® was created to help employees navigate the home-buying process with greater clarity, education, and support. By offering a 100% voluntary real estate and financial wellness benefit, it aims to make homeownership more accessible, attract and retain top talent for businesses, and ensure employees feel fully informed and confident when purchasing a home. 

EMPOWERING EMPLOYEES AND EMPLOYERS WITH HOMEOWNERSHIP

Happy employee couple reviewing home with an exclusive buyer’s agent at Cobbleridge Realty

For Employees—Unlock the Path to Homeownership

Financial Education and Guidance

  • Access resources on downpayment assistance, mortgage options, and home-buying strategies.
  • Eliminate confusion with a clear, step-by-step roadmap.
     

Customized Support from Experts

  • Enjoy professional advice from licensed brokers and loan officers.
  • Explore off-market homes and private listings to gain a competitive edge.
     

Exclusive Buyer Representation

  • Avoid conflicts of interest; we only represent home buyers—never sellers.
  • Receive transparent, loyalty-focused service.
     

Less Stress, More Security

  • Get pre-approved and compare offers using our loan comparison spreadsheet.
  • Rely on our experience to secure optimal terms with minimal hassle.
     

Zero Cost to You

  • This benefit is entirely voluntary and free for employees
  • No hidden fees or additional obligations—just actionable guidance.

For Employers—Attract, Retain, and Empower Your Workforce

Boost Talent Acquisition and Retention

  • Offer a financial wellness perk that differentiates your organization.
  • Strengthen your employer brand with a unique, value-driven program.
     

Cost-Free and Easy to Implement

  • No additional staff or budget required.
  • Seamless setup that requires minimal time and resources.
     

Improve Employee Morale

  • Reduce stress by helping employees navigate the home-buying process.
  • Show genuine concern for their long-term stability and well-being.
     

Enhance Financial Wellness

  • Your workforce gains direct access to mortgage and real estate professionals.
  • Empower employees to make informed decisions and reduce financial risks.
     

Stand Out in Your Industry

  • Gain a competitive advantage with an innovative, voluntary benefit
  • Create a culture of support and loyalty that resonates with today’s workforce.

Frequently Asked Questions

Please reach us at ray.pearson@cobbleridgerealty.com if you cannot find an answer to your question.

 It’s a voluntary benefit that educates and guides employees through the home-buying process at no cost to the organization. 


 The Employee Homeownership Assistance Program® was created by Ray Pearson in 2021 and officially copyrighted in January 2023 (Registration No. TXu 2-361-587). In addition to being a licensed real estate broker, Ray is also a mortgage loan officer and a licensed life insurance agent, offering well-rounded expertise to support home buyers at every stage.


 Exclusive Buyer Agency means we only represent buyers, ensuring 100% loyalty and thus eliminating conflicts of interest. 


 Our services are funded through standard real estate transactions, meaning there’s no direct cost to employers or employees. We bundle services with trusted professionals, and because of the high volume of transactions we handle, we're able to pass significant savings directly to employees. 


 We use proprietary software and proven methods—like checking old expired listings, builder connections, and other networks—to find off-market homes that aren’t publicly advertised. 


Absolutely Not. We help you compare multiple lenders. Ray competes just like everyone else, ensuring you get the best rates and terms. 


 By offering a financial wellness benefit that reduces home-buying stress, employers show a strong commitment to their employees’ long-term well-being—boosting morale, loyalty, and job satisfaction. The program also supports employees relocating, whether they’re moving for a role within your company or transitioning to a new firm in another state, helping them navigate the process with confidence and ease. 


 No. The Employee Homeownership Assistance Program® operates with minimal effort from employers—no extra staff needed. 


 Our focus is on education and transparent guidance. Even if employees work with another agent. Unfortunately they will not be able to utilize the discounts associated with the program. 


 Contact us to set up a quick, no-obligation overview. We’ll guide your HR team through the implementation process so you can start offering this benefit right away. 


Contact Us

Take the first step towards empowering your employees. Call Cobbleridge Realty Corp. at (631) 320-5849 or fill out our online form to schedule a free consultation. Our team is ready to provide transparent, exclusive buyer representation through the Employee Homeownership Assistance Program® , ensuring your employees' make their next move with total peace of mind.

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8 Nancy Place Selden NY 11784

(631) 320-5849

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Licenses #: 10311209234, NMLS 223314 and LA-1752864  

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Employee Homeownership Assistance Program ®  Registered Number TXu2-361-587

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