The Employee Homeownership Assistance Program® is a proprietary, education-first benefit designed with your needs—not sales—in mind. Built on the principles of clarity, guidance, and genuine service, this program empowers you to make smart, stress-free home-buying decisions—with no pressure, no hidden agenda, and no cost to you. It’s about supporting your financial wellness, not selling you something.
It’s a new way to think about benefits—an entirely voluntary real estate benefit and financial service centered on education and clarity, all at no cost to the employer.
The Employee Homeownership Assistance Program® was created to help employees navigate the home-buying process with greater clarity, education, and support. By offering a 100% voluntary real estate and financial wellness benefit, it aims to make homeownership more accessible, attract and retain top talent for businesses, and ensure employees feel fully informed and confident when purchasing a home.
Financial Education and Guidance
Customized Support from Experts
Exclusive Buyer Representation
Less Stress, More Security
Zero Cost to You
Boost Talent Acquisition and Retention
Cost-Free and Easy to Implement
Improve Employee Morale
Enhance Financial Wellness
Stand Out in Your Industry
Please reach us at ray.pearson@cobbleridgerealty.com if you cannot find an answer to your question.
It’s a voluntary benefit that educates and guides employees through the home-buying process at no cost to the organization.
The Employee Homeownership Assistance Program® was created by Ray Pearson in 2021 and officially copyrighted in January 2023 (Registration No. TXu 2-361-587). In addition to being a licensed real estate broker, Ray is also a mortgage loan officer and a licensed life insurance agent, offering well-rounded expertise to support home buyers at every stage.
Exclusive Buyer Agency means we only represent buyers, ensuring 100% loyalty and thus eliminating conflicts of interest.
Our services are funded through standard real estate transactions, meaning there’s no direct cost to employers or employees. We bundle services with trusted professionals, and because of the high volume of transactions we handle, we're able to pass significant savings directly to employees.
We use proprietary software and proven methods—like checking old expired listings, builder connections, and other networks—to find off-market homes that aren’t publicly advertised.
Absolutely Not. We help you compare multiple lenders. Ray competes just like everyone else, ensuring you get the best rates and terms.
By offering a financial wellness benefit that reduces home-buying stress, employers show a strong commitment to their employees’ long-term well-being—boosting morale, loyalty, and job satisfaction. The program also supports employees relocating, whether they’re moving for a role within your company or transitioning to a new firm in another state, helping them navigate the process with confidence and ease.
No. The Employee Homeownership Assistance Program® operates with minimal effort from employers—no extra staff needed.
Our focus is on education and transparent guidance. Even if employees work with another agent. Unfortunately they will not be able to utilize the discounts associated with the program.
Contact us to set up a quick, no-obligation overview. We’ll guide your HR team through the implementation process so you can start offering this benefit right away.
We love our customers. For your convenience we are available 7 days a week by appointment only. Please utilize our Calendly Link
Mon | By Appointment | |
Tue | By Appointment | |
Wed | By Appointment | |
Thu | By Appointment | |
Fri | By Appointment | |
Sat | By Appointment | |
Sun | By Appointment |
Copyright © 2025 Cobbleridge Realty Corp. - All Rights Reserved.
Licenses #: 10311209234, NMLS 223314 and LA-1752864
“HomesForSaleByRay.com is the online real estate portal powered by Cobbleridge Realty Corp, a licensed New York real estate brokerage.”
Employee Homeownership Assistance Program ® Registered Number TXu2-361-587
Real Estate Divorce Planning® Registered Number TXu2-251-944
Powered by Cobbleridge Realty Corp.
We use cookies to analyze website traffic and optimize your website experience. By accepting our use of cookies, your data will be aggregated with all other user data.